TD Bank’s Latest Approaches to Individual and Small Business Needs
TD Bank is one of the largest banks in the United States. They are well-known for their extended business hours, but they also offer many convenient banking options, such as online and mobile banking (also known as TD easyweb). Online banking allows TD Bank customers to view their balance, transfer funds and see pending and past transactions. Mobile banking allows all of the above in an easy, on-the-go format.
TD has three credit cards available for their customers. All three of their cards offer 0% APR for the first 12 months as well as redemption options which are different for each card. The process to sign up takes about 10 minutes, and the system lets you know immediately upon finishing the application whether you have been approved or not. It also informs you of your credit line upon approval.
TD also offers term loans and lines of credit to small businesses. A small business loan can range in size from $10,000 – $1,000,000 with 3 to 7 year terms available. Small businesses also have the option of choosing a line of credit instead of a loan. The size of a line of credit ranges from $10,000 – $500,000, and the only thing that needs to be paid monthly is the interest rate.
Not only can TD help with your banking and small business needs, but they are also a great place for investment banking. TD offers bank investing to individuals, as well as institutions. TD has partnered with Ameritrade to offer the most options to their clients. With TD Ameritrade, individuals and businesses can make sound investment decisions with the help of knowledgeable consultants.
TD Bank is a one stop shop for banking, credit and investment needs for both individuals and businesses. Easy access to banking information, as well as 24/7 investment customer service, makes TD a great choice for many. The credit card options that they offer are competitive in terms of interest rates as well as rewards that can be earned. They also have many options for small businesses, as they can choose between loans for the long-term, or lines of credit for the short-term. The flexibility TD offers makes them a real competitor in the banking and investment market.